Pension Funds

Why Choose VPS?

  • Voluntary Pension Scheme allows you to save for your retirement by providing a suitable investment option.
  • You are free to choose when to start saving, how much to save and when to retire.
  • You can build up a basic amount of your retirement income by contributing to the scheme regularly during your working life.
  • You can decide how you want your investments to be allocated among the three sub-funds that comprise the fund, dealing with equities, debt and money market instruments respectively.
  • The investment allocation would impact the net growth (i.e. real return) of your contributions over the period. You can select your retirement age (which can be any time between the ages of 60 to 70).
  • The accumulated retirement income built up over all the years you are invested in the scheme is then paid for life, on a regular monthly basis or can be paid for 50 tax-free lump-sums when you retire.
  • Investment grows tax free.
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